People who say money can never buy happiness have never experienced the inexplicable happiness when the salary finally gets to the bank account. In most cases, it is never prudent to live from payday to the other payday, which is the norm in most families since they somehow tend to over use the money once they get the money not planning well on how to make the money last from payday to the other payday. It therefore needs a lot of discipline and sacrifice to live a month comfortably from one pay day to the other.
- Luxuries should first be made to be the first on the firing line once you get the pay check. People tend to use money as they see their balance on the bank account without making significant impact on their spending trend. This leaves one overspending hence struggling to make ends meet as the month progresses to the next payday.
- Overhauling how you think about money is the most important step toward changing your association with money. Money can at times be your faithful friend if you plan and think about it positively and it will last till the end of the month with positive thinking about it. By this, it will make you attain your financial goals if you think about it in the right way hence a debt-free comfortable life regardless of how much you earn.
- One of the most important thing to be considered is the snowball of the debts you currently have by simply prioritizing from the smallest to the most greatest after you’ve got the pay check
- Avoid too much cash on your packet all the time. It is wise to have a daily budget on how much you wish to spend daily. Having too much cash on your pocket will tempt you to have impulse buying on things you had not planned